/* Financial Needs Analysis — styles specific to the wizard, results, and
   report. Loaded alongside /styles.css, which already provides the brand
   variables (--navy, --gold, etc.), fonts, .btn-gold/.btn-outline,
   .form-group inputs, and .guide-pill — reused here rather than redefined. */

/* ── PAGE INTRO ─────────────────────────────────────────────────────── */
.fna-hero{background:var(--navy3);padding:7rem 2.5rem 5rem;text-align:center}
.fna-hero-inner{max-width:760px;margin:0 auto}
.fna-hero h1{font-size:clamp(36px,6vw,64px);line-height:1.05;margin-bottom:1.25rem}
.fna-hero h1 .g{background:var(--grad);-webkit-background-clip:text;-webkit-text-fill-color:transparent}
.fna-hero-desc{font-size:16px;color:var(--muted);line-height:1.8;max-width:600px;margin:0 auto 2rem}
.fna-hero-note{font-size:14px;color:rgba(255,255,255,0.45);font-style:italic;margin-top:1.75rem;max-width:520px;margin-left:auto;margin-right:auto;line-height:1.7}
.fna-renew-track{display:flex;align-items:center;justify-content:center;gap:14px;margin-bottom:2rem;flex-wrap:wrap}
.fna-renew-track span{font-family:'Bebas Neue',sans-serif;font-size:13px;letter-spacing:0.2em;color:var(--gold2)}
.fna-renew-track .arrow{color:rgba(255,255,255,0.25)}

/* ── WIZARD SHELL ───────────────────────────────────────────────────── */
#fna-wizard{background:var(--navy2);padding:3.5rem 1.5rem 5rem;display:none}
#fna-wizard.active{display:block}
.fna-wizard-card{
  max-width:760px;margin:0 auto;background:var(--navy3);
  border:1px solid rgba(196,154,26,0.18);border-radius:10px;
  box-shadow:0 24px 80px rgba(0,0,0,0.4);overflow:hidden;
}
.fna-progress-head{padding:1.75rem 2.25rem 1.25rem;border-bottom:1px solid rgba(196,154,26,0.15)}
.fna-progress-label{display:flex;justify-content:space-between;align-items:baseline;margin-bottom:.75rem}
.fna-progress-title{font-family:'Bebas Neue',sans-serif;font-size:18px;letter-spacing:0.05em;color:var(--white)}
.fna-progress-step{font-family:'JetBrains Mono',monospace;font-size:11px;color:var(--gold2);letter-spacing:0.08em}
.fna-progress-track{height:6px;background:rgba(255,255,255,0.08);border-radius:3px;overflow:hidden}
.fna-progress-fill{height:100%;background:var(--grad);border-radius:3px;transition:width .35s ease;width:0}

.fna-step{padding:2.25rem;display:none}
.fna-step.active{display:block;animation:fnaFadeIn .35s ease}
@keyframes fnaFadeIn{from{opacity:0;transform:translateY(8px)}to{opacity:1;transform:none}}
.fna-step h2{font-family:'Bebas Neue',sans-serif;font-size:clamp(24px,4vw,32px);color:var(--white);margin-bottom:.4rem}
.fna-step-sub{font-size:14px;color:var(--muted);line-height:1.7;margin-bottom:1.75rem}

.fna-field-help{font-size:12px;color:rgba(255,255,255,0.4);margin-top:4px;line-height:1.5}
.fna-error{font-size:12px;color:#E8836B;margin-top:5px;display:none}
.fna-error.show{display:block}
.form-group.fna-invalid input,
.form-group.fna-invalid select{border-color:#E8836B!important;box-shadow:0 0 0 3px rgba(232,131,107,0.15)!important}

.fna-check-row{display:flex;align-items:center;gap:10px;margin:.5rem 0 1.25rem}
.fna-check-row input[type="checkbox"]{width:18px;height:18px;accent-color:var(--gold)}
.fna-check-row label{font-size:13px;color:var(--light);cursor:pointer}

.fna-subblock{
  background:rgba(255,255,255,0.03);border:1px solid rgba(196,154,26,0.14);
  border-radius:8px;padding:1.5rem;margin-bottom:1.5rem;
}
.fna-subblock-title{font-size:11px;letter-spacing:0.18em;text-transform:uppercase;color:var(--gold2);margin-bottom:1rem;font-weight:500}

/* dynamic row lists (children, debts, insurance policies) */
.fna-rows{display:flex;flex-direction:column;gap:.75rem;margin-bottom:1rem}
.fna-row{
  display:grid;grid-template-columns:1fr 1fr 1fr auto;gap:.75rem;
  align-items:end;background:rgba(255,255,255,0.03);
  border:1px solid rgba(255,255,255,0.08);border-radius:6px;padding:1rem;
}
.fna-row .form-group{margin-bottom:0}
.fna-row-remove{
  background:transparent;border:1px solid rgba(232,131,107,0.4);color:#E8836B;
  border-radius:5px;width:36px;height:36px;cursor:pointer;font-size:16px;
  display:flex;align-items:center;justify-content:center;transition:all .2s;
}
.fna-row-remove:hover{background:rgba(232,131,107,0.12)}
.fna-add-btn{
  background:transparent;border:1px dashed rgba(196,154,26,0.5);color:var(--gold2);
  border-radius:6px;padding:10px 18px;font-size:12px;letter-spacing:0.08em;
  text-transform:uppercase;cursor:pointer;transition:all .2s;width:100%;
}
.fna-add-btn:hover{border-style:solid;background:rgba(196,154,26,0.06)}

@media(max-width:640px){
  .fna-row{grid-template-columns:1fr}
  .fna-row-remove{width:100%}
}

/* goal pills grid + time horizon */
.fna-goal-grid{display:flex;flex-wrap:wrap;gap:8px;margin-bottom:1.75rem}
.fna-pill-choice{display:flex;gap:10px;flex-wrap:wrap;margin-bottom:1.75rem}
.fna-pill-choice .guide-pill{border-radius:6px}

/* live calc cards inside steps */
.fna-live-calc{display:grid;grid-template-columns:repeat(3,1fr);gap:1rem;margin-top:1.5rem}
.fna-live-card{
  background:rgba(196,154,26,0.06);border:1px solid rgba(196,154,26,0.2);
  border-radius:8px;padding:1.1rem 1.25rem;text-align:center;
}
.fna-live-card.gap{border-color:rgba(232,131,107,0.35);background:rgba(232,131,107,0.06)}
.fna-live-label{font-size:10px;letter-spacing:0.14em;text-transform:uppercase;color:var(--muted);margin-bottom:.4rem}
.fna-live-value{font-family:'Bebas Neue',sans-serif;font-size:24px;color:var(--gold2)}
.fna-live-card.gap .fna-live-value{color:#E8836B}
@media(max-width:640px){.fna-live-calc{grid-template-columns:1fr}}

/* nav buttons */
.fna-nav{
  display:flex;justify-content:space-between;align-items:center;gap:1rem;
  padding:1.5rem 2.25rem 2rem;border-top:1px solid rgba(196,154,26,0.12);
}
.fna-nav-right{display:flex;gap:.75rem}
.fna-clear-link{
  background:none;border:none;color:rgba(255,255,255,0.3);font-size:11px;
  text-decoration:underline;cursor:pointer;letter-spacing:0.04em;
}
.fna-clear-link:hover{color:#E8836B}

/* review step */
.fna-review-section{margin-bottom:1.5rem;border-bottom:1px solid rgba(255,255,255,0.08);padding-bottom:1.25rem}
.fna-review-head{display:flex;justify-content:space-between;align-items:center;margin-bottom:.75rem}
.fna-review-head h4{font-family:'Bebas Neue',sans-serif;font-size:16px;color:var(--gold2);letter-spacing:0.04em}
.fna-edit-link{font-size:11px;color:rgba(255,255,255,0.4);text-decoration:underline;background:none;border:none;cursor:pointer}
.fna-edit-link:hover{color:var(--gold2)}
.fna-review-grid{display:grid;grid-template-columns:1fr 1fr;gap:.5rem 1.5rem;font-size:13px}
.fna-review-grid dt{color:var(--muted)}
.fna-review-grid dd{color:var(--light);text-align:right}
@media(max-width:640px){.fna-review-grid{grid-template-columns:1fr}.fna-review-grid dd{text-align:left}}

/* ── RESULTS DASHBOARD ──────────────────────────────────────────────── */
#fna-results{background:var(--navy3);padding:5rem 1.5rem;display:none}
#fna-results.active{display:block}
.fna-results-inner{max-width:1000px;margin:0 auto}
.fna-results-head{text-align:center;margin-bottom:3rem}
.fna-results-head h2{font-size:clamp(28px,5vw,44px);margin-bottom:.5rem}
.fna-results-head p{color:var(--muted);font-size:15px}

.fna-hero-number{
  text-align:center;background:var(--navy2);border:1px solid rgba(196,154,26,0.25);
  border-radius:12px;padding:3rem 2rem;margin-bottom:2.5rem;position:relative;overflow:hidden;
}
.fna-hero-number::before{content:'';position:absolute;top:0;left:0;right:0;height:3px;background:var(--grad)}
.fna-hero-number-label{font-size:11px;letter-spacing:0.24em;text-transform:uppercase;color:var(--gold2);margin-bottom:1rem}
.fna-hero-number-value{font-family:'Bebas Neue',sans-serif;font-size:clamp(46px,9vw,84px);color:var(--white);line-height:1}
.fna-hero-number-value .grad{background:var(--grad);-webkit-background-clip:text;-webkit-text-fill-color:transparent}

.fna-stat-row{display:grid;grid-template-columns:repeat(3,1fr);gap:1rem;margin-bottom:2.5rem}
.fna-stat-card{background:var(--navy2);border:1px solid rgba(196,154,26,0.15);border-radius:8px;padding:1.5rem}
.fna-stat-label{font-size:10px;letter-spacing:0.14em;text-transform:uppercase;color:var(--muted);margin-bottom:.5rem}
.fna-stat-value{font-family:'Bebas Neue',sans-serif;font-size:26px;color:var(--light)}
@media(max-width:760px){.fna-stat-row{grid-template-columns:1fr}}

.fna-section-card{
  background:var(--navy2);border:1px solid rgba(196,154,26,0.15);border-radius:10px;
  padding:2rem;margin-bottom:1.75rem;
}
.fna-section-card h3{font-family:'Bebas Neue',sans-serif;font-size:22px;color:var(--white);margin-bottom:1.5rem;display:flex;align-items:center;gap:10px}

.fna-info-tip{
  display:inline-flex;align-items:center;justify-content:center;width:16px;height:16px;
  border-radius:50%;border:1px solid rgba(255,255,255,0.35);color:rgba(255,255,255,0.5);
  font-size:10px;font-family:'DM Sans',sans-serif;cursor:pointer;flex-shrink:0;
}
.fna-info-tip:hover{border-color:var(--gold2);color:var(--gold2)}
.fna-tip-body{
  display:none;font-size:12.5px;color:var(--muted);line-height:1.7;
  background:rgba(255,255,255,0.04);border-left:2px solid var(--gold);
  border-radius:0 6px 6px 0;padding:.75rem 1rem;margin:.5rem 0 1rem;
}
.fna-tip-body.show{display:block}

.fna-breakdown-row{display:flex;justify-content:space-between;font-size:14px;padding:.6rem 0;border-bottom:1px solid rgba(255,255,255,0.06)}
.fna-breakdown-row:last-child{border-bottom:none}
.fna-breakdown-row dt{color:var(--muted)}
.fna-breakdown-row dd{color:var(--light);font-family:'JetBrains Mono',monospace}
.fna-breakdown-row.total{border-top:1px solid rgba(196,154,26,0.3);margin-top:.5rem;padding-top:1rem;font-weight:600}
.fna-breakdown-row.total dd{color:var(--gold2);font-size:16px}
.fna-breakdown-row.subtract dd{color:#E8836B}
.fna-breakdown-row.gap dt,.fna-breakdown-row.gap dd{color:#E8836B;font-weight:600}

/* meters / progress bars (no charting lib — plain CSS) */
.fna-meter{margin:1.25rem 0}
.fna-meter-labels{display:flex;justify-content:space-between;font-size:12px;color:var(--muted);margin-bottom:6px}
.fna-meter-track{height:14px;background:rgba(255,255,255,0.06);border-radius:7px;overflow:hidden;border:1px solid rgba(196,154,26,0.15)}
.fna-meter-fill{height:100%;background:var(--grad);border-radius:7px;transition:width .5s ease;width:0}
.fna-meter-pct{font-family:'JetBrains Mono',monospace;font-size:11px;color:var(--gold2);margin-top:6px}

.fna-breakdown-bars{display:flex;flex-direction:column;gap:.85rem;margin-top:.5rem}
.fna-bar-item{display:grid;grid-template-columns:130px 1fr 90px;align-items:center;gap:.75rem;font-size:12.5px}
.fna-bar-item .label{color:var(--muted)}
.fna-bar-item .val{text-align:right;color:var(--light);font-family:'JetBrains Mono',monospace;font-size:11px}
.fna-bar-track{height:10px;background:rgba(255,255,255,0.06);border-radius:5px;overflow:hidden}
.fna-bar-fill{height:100%;border-radius:5px;transition:width .5s ease;width:0}
.fna-bar-fill.debt{background:#8A99B0}
.fna-bar-fill.income{background:var(--gold)}
.fna-bar-fill.mortgage{background:#6A8CAF}
.fna-bar-fill.education{background:var(--gold3)}
@media(max-width:640px){.fna-bar-item{grid-template-columns:90px 1fr 70px}}

.fna-assumptions-list{display:grid;grid-template-columns:repeat(2,1fr);gap:1rem}
.fna-assumption{display:flex;flex-direction:column;gap:4px}
.fna-assumption label{font-size:10px;letter-spacing:0.12em;text-transform:uppercase;color:var(--gold2)}
.fna-assumption input{max-width:140px}
@media(max-width:640px){.fna-assumptions-list{grid-template-columns:1fr}}

.fna-disclaimer{
  font-size:11.5px;color:rgba(255,255,255,0.4);line-height:1.8;
  background:rgba(255,255,255,0.03);border:1px solid rgba(255,255,255,0.08);
  border-radius:8px;padding:1.5rem;margin:2rem 0;
}
.fna-disclaimer strong{color:rgba(255,255,255,0.6)}

.fna-cta-row{display:flex;gap:1rem;justify-content:center;flex-wrap:wrap;margin-top:2.5rem}

/* ── PRINT-READY REPORT (also viewable on screen) ─────────────────────── */
#fna-report{background:var(--cream);color:#20242c;padding:4rem 1.5rem;display:none}
#fna-report.active{display:block}
.fna-report-inner{max-width:820px;margin:0 auto;background:#fff;border-radius:6px;box-shadow:0 20px 60px rgba(0,0,0,0.15);overflow:hidden}
.fna-report-cover{background:var(--navy3);color:#fff;padding:4rem 3rem;text-align:center}
.fna-report-cover .mark{font-family:'Cormorant Garamond',Georgia,serif;font-size:26px;letter-spacing:0.06em}
.fna-report-cover .mark span{color:var(--gold2);font-family:'Inter',sans-serif;font-weight:500;letter-spacing:0.2em}
.fna-report-cover h1{font-family:'Bebas Neue',sans-serif;font-size:clamp(30px,5vw,44px);margin:1.5rem 0 .5rem}
.fna-report-cover .sub{color:rgba(255,255,255,0.55);font-size:14px;margin-bottom:2rem}
.fna-report-cover .renew{font-family:'Bebas Neue',sans-serif;font-size:13px;letter-spacing:0.2em;color:var(--gold2)}

.fna-report-section{padding:2.5rem 3rem;border-bottom:1px solid #e8e2d3}
.fna-report-section:last-child{border-bottom:none}
.fna-report-section h2{font-family:'Bebas Neue',sans-serif;font-size:24px;color:#042C53;letter-spacing:0.03em;margin-bottom:1.25rem}
.fna-report-section h3{font-family:'DM Sans',sans-serif;font-size:14px;color:#BA7517;letter-spacing:0.08em;text-transform:uppercase;margin:1.25rem 0 .5rem}
.fna-report-grid{display:grid;grid-template-columns:1fr 1fr;gap:.4rem 2rem;font-size:13.5px;margin-bottom:1rem}
.fna-report-grid dt{color:#6b6a63}
.fna-report-grid dd{color:#20242c;font-weight:500;text-align:right}
.fna-report-big{text-align:center;padding:1.5rem 0}
.fna-report-big .label{font-size:11px;letter-spacing:0.18em;text-transform:uppercase;color:#BA7517;margin-bottom:.5rem}
.fna-report-big .value{font-family:'Bebas Neue',sans-serif;font-size:44px;color:#042C53}
.fna-report-list{padding-left:1.25rem;font-size:13.5px;line-height:1.9;color:#20242c}
.fna-report-goals{display:flex;flex-wrap:wrap;gap:6px}
.fna-report-goals span{background:#f4efe4;border:1px solid #e0d4b8;border-radius:14px;padding:4px 12px;font-size:12px;color:#7a5a12}
.fna-report-disclaimer{font-size:10.5px;color:#8a897f;line-height:1.7;padding:2rem 3rem;background:#f4efe4}
.fna-report-cta{text-align:center;padding:2rem 0}

@media print{
  nav,footer,.fna-hero,#fna-wizard,#fna-results,.fna-noprint{display:none!important}
  body{background:#fff!important}
  #fna-report{display:block!important;background:#fff;padding:0}
  .fna-report-inner{box-shadow:none;max-width:100%}
  .fna-report-section{break-inside:avoid;padding:1.5rem 0}
  .fna-report-cover{break-after:page}
}